Privacy Policy for Rupexo

1. Information We Collect

1.1 Personal Information

When you create an account or use the App, we may collect:

• Email address
• Authentication credentials (such as securely stored password hashes)
• Basic account-related information

This information is used to authenticate you and provide access to your account.

1.2 Financial and Transaction Data

To provide expense management features, Rupexo stores financial information that you voluntarily enter into the App.

This may include:

• Income records
• Expense records
• Transaction categories
• Payment reminders
• Notes and descriptions
• Budget details

All financial data belongs to you and is used only to provide the functionality of the App.

Rupexo does not automatically collect financial transaction data from banks or financial institutions.

1.3 Receipt Images

Users may optionally attach receipt images or supporting documents to transactions.

These images are stored securely and are used only to help users maintain their personal financial records within the App.

1.4 Device and Usage Information

We may collect limited technical information such as:

• Device type
• Operating system
• App version
• Error reports and crash logs
• Performance metrics

1.5 Manual Data Entry

Rupexo is a manual expense tracking application.

The App does not connect to bank accounts, credit cards, or financial institutions.

All financial information such as income records, expenses, transaction descriptions, amounts, and receipt images are entered manually by the user.

1.6 Biometric Authentication

If you enable biometric login (such as Face ID or fingerprint), the App uses your device’s built-in authentication system. Rupexo does not collect, store, or access biometric data. All biometric authentication is handled securely by your device’s operating system.

1.7 Camera and Media Access

Rupexo requires access to your device’s camera and media storage to allow you to capture and upload receipt images for expense tracking.

• Camera: Used only to capture receipt images within the app.
• Media Access: Used to select and upload images from your device gallery.

These permissions are used solely for providing core app functionality. Rupexo does not access or use your media files without your action and does not collect images without user consent.

2. How We Use Your Information

We use the collected information to:

• Create and manage your account
• Store and organize your financial records
• Enable secure authentication
• Synchronize data across devices using our backend services
• Send reminders and notifications
• Improve App features and performance
• Provide technical support

Your financial entries and receipt images are used solely to provide the expense tracking functionality of the App.

Rupexo does not sell, rent, trade, or monetize your personal or financial data.

3. Data Storage and Security

Your data is stored securely on our backend servers and databases.

We implement industry-standard security practices to protect user data against unauthorized access, alteration, disclosure, or destruction. These measures may include:

• Encrypted communication
• Secure authentication mechanisms
• Access control systems
• Restricted server access

While we strive to protect your information, no digital system can guarantee complete security.

4. Cloud Storage and Backend Services

Rupexo uses backend servers and cloud infrastructure to store and synchronize user data.

Your information may be processed and stored on secure third-party hosting providers’ servers. These providers process data only on our behalf and are required to maintain strict security and confidentiality standards.

5. Notifications

The App may send notifications related to:

• Payment reminders
• Budget alerts
• Important account updates
• App-related messages

The App may send notifications such as reminders and updates. Notification permission is required to deliver these alerts.

You can manage or disable notifications through your device’s system settings.

6. Third-Party Services

Rupexo may use trusted third-party services for:

• Cloud hosting and infrastructure
• Error monitoring
• Performance analytics
• Authentication services

These providers may process limited technical information only for the purpose of operating and improving the App. They are contractually obligated to protect user data and maintain confidentiality.

7. Data Retention

We retain your personal and financial data for as long as your account remains active or as necessary to provide the App’s services.

You may request deletion of your account and associated data by:

• Using account deletion options available within the App, or
• Contacting us at support-rupexo@paperlighttech.com

Once a deletion request is processed, your personal data will be permanently removed from our systems unless retention is required for legal or regulatory obligations.

8. Your Rights

Depending on your location, you may have the right to:

• Access your personal data
• Update or correct your information
• Request deletion of your account
• Request a copy of your data
• Withdraw consent for data processing

To exercise these rights, please contact us at: support-rupexo@paperlighttech.com

9. Children’s Privacy

Rupexo is not intended for use by children under the age of 13.

We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided personal information, we will take steps to delete such information promptly.

10. International Data Transfers

Your information may be processed or stored on servers located outside your country of residence.

When such transfers occur, we take appropriate measures to ensure that your personal data remains protected and handled securely.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When changes are made, the updated policy will be posted with a revised “Last updated” date. You are encouraged to review this policy periodically.

12. Contact Information

If you have any questions about this Privacy Policy, please contact us:

Thank you for using Rupexo.