Terms of Service for Rupexo

1. Description of the Service

Rupexo is a manual expense tracking application that allows users to record and manage their personal financial data.

The App enables users to:

• Track income and expenses
• Record financial transactions
• Manage payment reminders
• Monitor budgets and spending patterns
• Attach receipt images to transactions

Rupexo does not connect to bank accounts, credit cards, or financial institutions. All financial information stored in the App is manually entered by the user.

2. User Accounts

To use certain features of the App, you may be required to create an account.

You agree to:

• Provide accurate and complete information when creating your account
• Maintain the confidentiality of your login credentials
• Notify us immediately if you suspect unauthorized access to your account

You are responsible for all activity that occurs under your account.

3. User Responsibilities

When using Rupexo, you agree that:

• You will use the App only for lawful purposes
• You will not attempt to misuse, disrupt, or compromise the security of the App
• You will not attempt to gain unauthorized access to systems or data

You are solely responsible for the financial information and data that you enter into the App.

4. Financial Disclaimer

Rupexo is a personal finance tracking tool and does not provide financial, investment, tax, or legal advice.

The App is intended only to help users organize and monitor their financial records.

Any financial decisions you make based on information stored in the App are made at your own discretion and risk.

5. Data Accuracy

Rupexo relies on data entered manually by users.

We do not verify or validate the financial information entered into the App. Users are responsible for ensuring the accuracy of the data they record.

6. Receipt Uploads and User Content

Users may upload receipt images or other supporting files to help manage their financial records.

By uploading content, you confirm that:

• You have the right to upload the content
• The content does not violate any laws or third-party rights

Uploaded content is used only for the purpose of providing the App’s functionality.

7. Notifications and Reminders

Rupexo may send notifications related to:

• Payment reminders
• Budget alerts
• Account updates
• Important service announcements

You may disable notifications through your device settings at any time.

8. Account Termination

You may stop using Rupexo and delete your account at any time.

We reserve the right to suspend or terminate accounts that:

• Violate these Terms
• Engage in abusive or unlawful behavior
• Attempt to compromise the security or integrity of the App

9. Intellectual Property

All rights, title, and interest in the Rupexo App, including its design, software, branding, and content, are owned by Paperlight Tech.

You may not:

• Copy or distribute the App
• Modify or reverse engineer the software
• Use Rupexo branding without permission

10. Service Availability

We strive to provide reliable service, but Rupexo may occasionally be unavailable due to:

• Maintenance updates
• System upgrades
• Technical issues
• Circumstances beyond our control

We reserve the right to modify, suspend, or discontinue features at any time.

11. Limitation of Liability

To the maximum extent permitted by law, Paperlight Tech shall not be liable for any damages arising from:

• Loss of financial data
• Service interruptions
• Errors within the App
• Financial decisions made based on App usage

The App is provided “as is” without warranties of any kind.

12. Changes to These Terms

We may update these Terms from time to time.

If changes are made, the updated Terms will be published with a revised “Last updated” date. Continued use of the App after such changes indicates acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles.

14. Contact Information

If you have any questions about these Terms of Service, please contact us:

Thank you for using Rupexo.